What Not to Store in Your Basement
Posted: August 10, 2022
Basements are often treated like one giant junk drawer (hey, no judgment here). But many have also evolved to offer a below-ground hideaway for entertainment or playrooms, home offices and more. Regardless of what you use your lower level for, remember, there are still some things you should avoid storing down there. But when it’s unavoidable, a little preparation and forethought (like having the right...
Can I Lower My Life Insurance Premiums?
Posted: August 8, 2022
A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...
Your Guide to Medigap and Other Medicare Supplement Plans
Posted: August 6, 2022
Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need Medigap Insurance Original Medicare Parts A and B will not cover all expenses if you...
How To Control Workers' Compensation Costs
Posted: August 5, 2022
Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...
Save Money During The Hot Summer Months
Posted: August 4, 2022
We all want to save money on home expenses and have more to spend on the finer things in life. When the seasons change, so do the money-saving strategies. The following are some tips on how to save money during the hot summer months. Replace AC Filters Regularly Filters for air conditioning units are inexpensive, and it makes sense to replace them frequently. Dirty air...