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Should Your Business Offer an HRA or HSA?

Should Your Business Offer an HRA or HSA?

HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important to understand what these plans are, what benefits they provide, and the key differences between...

6 Must-Have Apps for Your Car

6 Must-Have Apps for Your Car

You have a lot to keep track of in today’s fast-paced life ‒ from to-do lists to meetings to juggling multiple schedules in your household (and everything in between). And you’re not alone. A Pew survey revealed that about 60% of U.S. adults often feel too busy to even enjoy their lives. In the midst of all this busyness, one task that could easily fall...

6 Habits That Support Strong Mental Health

6 Habits That Support Strong Mental Health

Maintaining good mental health has become more challenging in recent times, with the global pandemic and other factors contributing to stress and anxiety. It is more important now than ever to develop healthy habits to improve your mood and help keep stress at bay. Cultivating the following habits will benefit not only your mental health, but your physical health, as well. Get Regular Exercise This...

20 Things Under $20 to Always Keep in the Car

20 Things Under $20 to Always Keep in the Car

One of our nation’s founding fathers, Benjamin Franklin, famously said, “By failing to prepare, you are preparing to fail.” This mantra is especially true when you get behind the wheel. So to make sure you’re prepared for anything life may throw your way, here’s a list of 20 essential items you should always keep in your car. And best of all: each is readily available...

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...