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What to Know About Ice Dams

What to Know About Ice Dams

Icicles are hanging from the roof, the ground is slick beneath your feet and you can spot snow, ice and debris above your head. The telltale signs are all there: You have an ice dam.What is an Ice Dam?An ice dam is a ridge of ice that occurs on the edge of the roof of your house that prevents melting snow from draining off your home’s...

How do I know if I have the winter blues?

How do I know if I have the winter blues?

As winter sets in and the days grow shorter, many of us experience a shift in mood. It’s a common phenomenon known as the “winter blues” or seasonal affective disorder (SAD). While it’s a temporary condition for most, understanding its prevalence, recognizing its symptoms, and knowing how to combat it can make a big difference in how you experience the winter season. How Common are...

How to Protect Your Mortgage with Life Insurance

How to Protect Your Mortgage with Life Insurance

Purchasing a home is a significant financial investment, and for most, it involves taking on a mortgage. While you work hard to create a comfortable and secure living space for your family, it’s equally essential to protect this investment with life insurance. Let’s explore how you can safeguard your mortgage with the right life insurance coverage. Types of Life Insurance When it comes to protecting...

Do You Know Your Host Liquor Liability?

Do You Know Your Host Liquor Liability?

Hosting a party can be a wonderful way to bring family and friends together during any season. When entertaining guests, it’s widely accepted that offering alcoholic drink options can warm up a festive occasion — whether it’s summertime cocktails by the cabana or holiday spirits under the mistletoe. If you choose to serve alcohol at your party, though, it's important to be aware of some...

Winter Safety Tips for Seniors

Winter Safety Tips for Seniors

Winter is a magical season with its snowy landscapes and the joy of the holiday season. However, it also brings challenges, especially for seniors. Cold weather, slippery sidewalks, and shorter daylight hours can pose safety risks. To ensure a safe and enjoyable winter, we’ve gathered some essential tips for seniors to stay healthy and secure during the coldest months of the year. 1. Dress Warmly...